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About Loan Sales | How Businesses Get Funding

Welcome to Loan Sales | How Businesses Get Funding, a blog about business loans, working capital and the other ways small businesses get the money they need to grow. Every article is written to help business owners understand their options in plain English before they apply.

Who Runs This Blog

This blog is run by Michael Medeiros, a Business Loan Specialist and the host of the Free Affiliate Business podcast. Michael works with business owners who are looking for funding and helps connect them with options through David Allen Capital.

What You'll Find Here

  • Plain-English guides to business loans, working capital and small business funding
  • Explanations of products like merchant cash advances, business lines of credit and equipment financing
  • Industry guides on how restaurants, contractors, trucking companies, retailers and other businesses get funding
  • Tips on preparing your documents and your application

Affiliate Disclosure

I'm an affiliate partner of David Allen Capital. Approval and terms depend on each business. If you apply for funding through links on this blog and your business gets funding, I may earn a commission. That never costs you anything extra, and nothing on this blog is a promise of approval.

Get in Touch

Ready to see what your business may qualify for? Visit loansales.us or call Michael at 917-525-3501.

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Popular posts from this blog

How Retail Stores and Small Businesses Get Funding Fast: Options, Documents and Tips

For a retail store or small business, timing is everything. A supplier offers a bulk discount, the holiday season is around the corner or the air conditioning dies in July. When you need money quickly, a long bank process may not work. This guide explains how small businesses get funding fast, the types of fast business loans to know about, what funders review and simple steps that help your business get funding sooner. Affiliate disclosure: I'm an affiliate partner of David Allen Capital. Approval and terms depend on each business. Why Fast Funding Matters for Retail Inventory. Stocking up before a busy season or grabbing a good deal from a supplier Seasonal swings. Covering rent and payroll during slow months Repairs. Fixing equipment, HVAC or storefront damage right away Growth. Remodeling, opening a new location or launching online sales Marketing. Promotions that need money before they bring in sales Fast Funding Options for Small Businesses O...
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Is It an MCA? Fair Revenue Funding Explained | Business Funding Done Right

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Is it an MCA, or is it fair revenue-based funding? A lot of small business owners sign a funding agreement without fully understanding what they agreed to. In my new episode, Is It an MCA? Fair Revenue Funding Explained | Business Funding Done Right , I get into this topic. You can watch it or listen to it below. After the players there's a plain-English guide to the basics. Watch the Episode Listen to the Podcast Apply with David Allen Capital Apply with Bankbreezy What Is a Merchant Cash Advance (MCA)? A merchant cash advance is generally not a loan . It's structured as a purchase of your business's future receivables. A funder gives you a lump sum now, and in exchange buys a set amount of your future sales. You pay that back by sending the funder a share of your sales until the agreed amount is paid in full. Because it's a purchase of receivables and not a loan, an MCA usually doesn't have an interest rate the way a bank loan does. The cost is sh...
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Bad Credit Business Loans: How a Business With Bad Credit Can Still Get Funding

A low credit score can feel like a closed door. Maybe a medical bill, a divorce or a rough patch during a slow year dragged your score down. The business itself might be doing fine, but the bank still says no. The good news is that a bank isn't the only place a business gets funding. This guide explains how bad credit business loans and other options work, what funders focus on instead of just your score and how to improve your chances. Affiliate disclosure: I'm an affiliate partner of David Allen Capital. Approval and terms depend on each business. Why Credit Matters, and Why It Isn't Everything Traditional lenders lean heavily on credit scores because they use them to predict risk. Many alternative funders take a different approach. They still check credit, but they often put more weight on the health of the business itself: how long it has been running, how much revenue it brings in and how its bank account looks month to month. That means a business with steady s...
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